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THE EXPLOREWARDS CREDIT CARDS

The rewarding way to shop everything outdoors

GET REWARDED. GEAR UP. GO EXPLORE.

Open and use an Explorewards credit card to earn up to

5 POINTS PER EVERY $1 SPENT

At Sportsman’s Warehouse And Sportsmans.com When Using The Explorewards Credit Card 1

APPLY NOW

ZERO INTEREST 5,6
IF PAID IN FULL WITHIN
6 MONTHS
on purchases of
$299 - $598.99
9 MONTHS
on purchases of
$599 - $998.99
12 MONTHS
on purchases of
$999 or more

on purchases made using Explorewards Visa and Explorewards Credit Card at Sportsman’s Warehouse on Nov. 15th through Dec. 24th 2019.

Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period.

EXPLORE THE BENEFITS

EXPLOREWARDS VISA EXPLOREWARDS STORE CREDIT CARD
5 points/$1 spent at Sportsman’s Warehouse and Sportsmans.com 1 Sportsmans Logo Sportsmans Logo
5,000 bonus points redeemable for a $50 gift card when you spend $500 outside Sportsman’s Warehouse within 120 days of account opening 2 Sportsmans Logo
2 points per every $1 spent at gas/fuel stations, home improvement retailers, and campgrounds 3 Sportsmans Logo
1 point per every $1 spent everywhere Visa is accepted 4 Sportsmans Logo
No limits on the amount of points earned Sportsmans Logo Sportsmans Logo
Redeem points for gear Sportsmans Logo Sportsmans Logo
No annual fee Sportsmans Logo Sportsmans Logo
Exclusive deals and special offers Sportsmans Logo Sportsmans Logo
APPLY NOW

1. Subject to credit approval. Must have valid email address and U.S. mailing address. Offer is exclusive to Explorerewards Visa® or Explorerewards credit card holders enrolled in the Explorewards program. Not valid on gift cards, hunting/fishing licenses, online services, oversize charges, Guide program purchases, taxes and shipping. This rewards program is provided by Sportsman's Warehouse and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/sportsmanscard or comenity.net/sportsmansvisa.

2. Subject to credit approval. Must have valid email address and U.S. mailing address. Offer is exclusive to Explorerewards Visa® credit card holders enrolled in the Explorewards program. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Comenity Capital Bank does not have the ability to control assignment of merchant codes.

3. Subject to credit approval. Must have valid email address and U.S. mailing address. Limit of one. Offer is exclusive to Explorewards Visa® Credit Card holders enrolled in the Explorewards program. Maximum of 5,000 points.

4. Click Here for important rate, fee, and other cost information.

5. interest will be charged to your account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each credit plan. The sum of the required payments each billing period won’t be less than $35 (or account balance if less). Minimum payments are not guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Some balances may be paid off before the promotional period ends. Your minimum payment may be higher than if you did not select promotional financing. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate credit plan, subject to a separate minimum purchase requirement and minimum interest charge. Subject to credit approval. As of November, 2019, terms provided for new accounts: variable purchase apr of 16.99%, 25.99%, or 27.99%. Balance transfer apr of 26.99%. Cash advance variable apr of 26.99%, based on prime rate. Balance transfer fee of the greater of $10 or 5% of the transfer. Cash advance fee of the greater of $10 or 5% of the advance. Foreign transaction fee of 3% of the transaction in us dollars. Minimum interest charge of $2 per credit plan in any billing period in which interest is due. Existing cardholders: see your credit card agreement for account terms. Qualifying purchases will automatically be placed on a promotional plan. If purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period.

6. interest will be charged to your account from the purchase date if the promotional plan balance is not paid in full within the promotional period. Minimum payments are required for each credit plan. The sum of the required payments each billing period won’t be less than $35 (or account balance if less). Minimum payments are not guaranteed to pay the promotional plan balance within the promotional period. You may have to pay more than the minimum payment to avoid accrued interest charges. Some balances may be paid off before the promotional period ends. Your minimum payment may be higher than if you did not select promotional financing. Valid for single transaction only. If the single transaction has multiple shipments, each shipment may result in a separate credit plan, subject to a separate minimum purchase requirement and minimum interest charge. Subject to credit approval. As of November 2019, terms provided for new accounts: variable purchase apr of 27.99%. Minimum interest charge of $2 per credit plan in any billing period in which interest is due. Existing cardholders: see your credit card agreement for account terms. Qualifying purchases will automatically be placed on a promotional plan. If purchase qualifies for more than one plan, it will be placed on the qualified plan with the longest promotional period.

Before submitting your application, please review the rates, fees and costs for both cards at sportsmans.com/apply. Review the benefits for both credit cards at sportsmans.com/creditcard. By texting the keyword to apply, you are agreeing to receive an automated marketing message about the Explorewards Visa® Credit Card promotion. Message and data rates may apply. Consent is not a condition of purchase. Text HELP = help, STOP = stop to SMS shortcode. Privacy Policy: https://comenity.net/sportsmansvisa/images/privacy.pdf. Must have a smartphone to complete the credit card application.

If you do not qualify for the Explorewards Visa® Card, you may be considered for, and receive, the Explorewards Credit Card, used exclusively at Sportsman's Warehouse. Please review rates, fees and costs for both credit cards before submitting your application. Sportsman's Warehouse does not operate stores or ship products outside of the 50 U.S. states. Rewards can only be redeemed within the 50 U.S. states.

Explorewards Credit Card Accounts are issued by Comenity Capital Bank. Explorewards Visa® Credit Card Accounts are issued by Comenity Capital Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.


EXPLORE FAQ's

How do I apply for the Explorewards Visa®?  
There are two ways you can apply, visit your nearest Sportsman's Warehouse store and apply at checkout or apply online. If approved, you'll receive a credit card welcome kit in the mail within 7-10 business days
Can I use my Explorewards Visa® or Store Card on the same day that I apply for the card?  
Yes, if you have been approved for a credit card in a Sportsman's Warehouse store. You will be able to use your newly opened account on the same transaction! For online applications, you will have to wait until you receive your credit card which will arrive in the mail in 7-10 business days.
If I don't have my Explorewards Visa® or Store Card, is there a way to look up/obtain my credit card number so that I can make a purchase?  
Not at this time. For any purchases, you will need your physical card to check out. If you can't find your card, please contact Comenity Capital Bank by calling (844) 271-2629 for Explorewards Visa® customers or (800) 301-1458 for Explorewards Store Card customers (TDD/TTY:1-888-819-1918).
I only want the Explorewards Store Card and not the Explorewards Visa®. Can I just apply for the store card?  
When applying for an Explorewards credit card, you will be considered for both the Explorewards Visa® and Explorewards Store Card. If approved, Comenity Capital Bank will decide which card you are approved for.
Where can I view my transaction details and inquire about my credit card balance?  
To view your current Explorewards Visa® or Explorewards Store Card balance, go to comenity.net/sportsmansvisa (for Visa®) or comenity.net/sportsmanscard (for store card) and click on "Manage Account" or contact Comenity Capital Bank at (844) 271-2629 for Explorewards Visa® customers or (800) 301-1458 for Explorewards Store Card customers (TDD/TTY:1-888-819-1918).
What I if I lose my card?  
If your card is lost or stolen please contact Comenity Capital Bank by calling (844) 271-2629 for Explorewards Visa® customers or (800) 301-1458 for Explorewards Store Card customers (TDD/TTY:1-888-819-1918).
How do I earn points?  
With the Explorewards Store Card and Explorewards Visa®, you will earn 5 Explorewards points for every $1 spent at Sportsman's Warehouse, in-store or online. For Explorewards Visa®, you will also earn 2 Explorewards points for every $1 spent on Gas, Home Improvement Merchants, and Campgrounds, and 1 point for every $1 spent anywhere else Visa® is accepted.
Do I earn points on all credit card purchases made using the Explorewards Store Card or Visa®?  
You will earn points for the amount charged on your credit card for purchases at Sportsman's Warehouse, including services at The Gunsmith at Sportsman's Warehouse. However, gift cards, hunting/fishing licenses, online services, oversize charges, Guide program purchases, shipping charges, discounts from vendor coupons (or other similar discount coupons), taxes, and fees are not eligible for points. For Explorewards Visa®, you will also earn points for purchases outside of Sportsman's Warehouse and anywhere Visa® is accepted. See the Program Terms & Conditions for complete details.
Do points earned on the credit card expire?  
Points will expire one year after the date they were earned if no further purchases are made. As long as at least 1 point is earned per rolling twelve months (one year), all previous points will never expire.
How do I view Explorewards points earned with my Explorewards Store Card or Explorewards Rewards Visa®?  
You can view your points earned on the credit card by logging into your Sportsman’s Warehouse Loyalty Rewards page.
When do points earned on the credit card show up in my account?  
Explorewards points will be applied to your account within 1-2 weeks of your purchase using an Explorewards Card.
How do I redeem my Explorewards points earned on the credit card?  
You can start redeeming when you have at least 1 available point.

STEP 1 - Sign in to your Sportsmans.com account and click on the "My Account" link.
STEP 2 - From the drop-down menu, select "Loyalty".
NOTICE: On this page, you'll see the number of points and their dollar value available for redemption.
STEP 3 - Click on the "Redeem" button and we'll send you an eGift Card, for the value of your points, to the email address listed on your Loyalty Account.
STEP 4 - Get yourself something nice, you've earned it.
What if I don't see my points posted in my rewards account?  
Please contact the Sportsman's Warehouse Customer Service Team toll free at 1-800-286-3076 and they will assist you.
How do I make a payment?  
To make a payment online, go to comenity.net/sportsmansvisa (for Visa® card) or comenity.net/sportsmanscard (for store card) and click on "Manage Account" or contact Comenity Capital Bank by calling (844) 271-2629 for Explorewards Visa® customers or (800) 301-1458 for Explorewards Store Card customers (TDD/TTY:1-888-819-1918). If you would like to mail a payment, please send to:

Comenity Capital Bank
CP - 659707
San Antonio, TX, 78265-9707
Can I make a payment at a Sportsman's Warehouse store?  
Not at this time, but there are several other ways to make payments: online, by phone, or through the mail.