Sezzle lets customers pay over time for their purchases with no interest or impact on their credit file. If approved, a customer would pay 20% at the time of the purchase, then five payments of 20% every two weeks for 8 weeks.

Sezzle does not impact your credit score. Sezzle may validate your credit history to determine your spending power, but that has no effect on your credit score. If you choose to enroll in Sezzle Up, our optional credit reporting program, Sezzle will report your payments to credit reporting bureaus, allowing the opportunity to build credit. You do not need to sign up for Sezzle Up in order to use Sezzle at Sportsman’s Warehouse.

You must be 18 years of age or older, have a U.S. phone number that can receive SMS messages, have a valid email address, and have a payment method available (bank account, debit card or credit card). Prepaid cards cannot be used for any payment. Make sure all of your account information is accurate. For example, entering nicknames, the wrong birth date, or misspelling your name can cause you to be declined for orders.

You may use Sezzle as a payment method in-store and online at Sportsmans.com.

All products are Sezzle eligible, with the exception of gift cards.

Sezzle considers various factors during the approval process to determine your spending power. Some of the many variables considered include how long you've been a Sezzle shopper, the information you provided at sign-up, and your order history with Sezzle. Sezzle is available on purchases up to $2,500.

When Sportsman’s Warehouse cancels or refunds an order, your payment plan will be updated automatically, and we will send you an email detailing exactly what’s changed. Until you get notified of confirmation of a refund from Sportsman’s Warehouse, AND confirm that Sezzle has received those funds, it is possible that you will see Sezzle continue collecting payments per Sezzle’s user agreement. This is why it’s important to always monitor the status of your order cancels or refunds carefully until the entire process is complete.

As Sportsman’s Warehouse fulfills orders and cancels or adjusts any order totals, it may take time for changes to be reflected within your Sezzle account. The initial purchase attempt will be pending for up to 7 days. If the order has been changed or refunded in any way, it may take up to 7 days for the appropriate changes or refunds to be reflected in Sezzle.

Anything refunded to you will always cancel outstanding payments first. After those payments are canceled, if you are due any money back to your original payment method, the refunded amount will appear on your account within 10 business days after receiving the refund email from Sezzle. Any refunds made to a credit or debit card will be sent back to the original form of payment (i.e., the same card) used to make the purchase.

If you used multiple payment methods to pay off the installments, you may receive multiple refunds for the same order, one for each different payment method used. If you use the Pay-in-Full feature to pay for your order and the order is returned or canceled, the refund amount issued by the merchant will be returned to the original payment method.

When a merchant or third party issues you funds for a refund through a different payment method (i.e. PayPal), no changes are made to your Sezzle installment plans. You have directly borrowed the money from Sezzle to make the purchase, and you still need to repay Sezzle for the amount of that loan. For example, if you placed a $100 order with Sezzle and paid a $25 down payment, but then you get a refund from a third party for $100, you still owe Sezzle the remaining $75. The proceeds from the third-party payment should be used to repay Sezzle.

Sezzle is available for messaging 24 hours, 7 days a week. Message our team within the Sezzle app, or log in to the customer dashboard at https://dashboard.sezzle.com/